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伊朗外长喊话沙特：是时候驱逐美军了

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追根溯源，超95%的保费依赖银保渠道这一结构性缺陷，致使其产品策略在很大程度上受制于银行客户较为保守的偏好。当其他险企正通过拓展多元化渠道以及推进产品创新，逐步摆脱对传统银保渠道的路径依赖时，交银人寿在转型方面的滞后，很可能使其在长期的市场竞争中处于不利地位。　　尽管近期交银人寿试图通过大力发展期缴业务（2025年第一季度期缴首年保费占比达到16.32%）来改善业务结构，然而与行业头部机构相比，其

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